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PRIVACY POLICY

LAST UPDATED: MARCH 27, 2026

1. Introduction

Spread the Funds ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and related services (collectively, the "Service").

2. Information We Collect

Information You Provide

  • Account Information: Name, email address, and profile details when you create an account.
  • Financial Information: Payment details processed securely through third-party payment processors. We do not store your full payment card details.
  • Fund Information: Details about funds you create or contribute to, including names, descriptions, and contribution amounts.
  • Communications: Messages and content you share through the Service.

Information Collected Automatically

  • Usage Data: How you interact with the Service, including features used and time spent.
  • Device Information: Device type, operating system, and unique device identifiers.
  • Log Data: IP address, browser type, and access times.

3. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve the Service
  • Process transactions and send related information
  • Send notifications about your account and fund activity
  • Respond to your comments, questions, and support requests
  • Monitor and analyze usage trends to improve user experience
  • Detect, prevent, and address fraud and security issues

4. Sharing of Information

We do not sell your personal information. We may share information with:

  • Service Providers: Third-party companies that assist in providing the Service (payment processing, hosting, analytics).
  • Fund Participants: Other members of funds you participate in may see your name and contribution activity as part of normal fund operation.
  • Legal Requirements: When required by law, regulation, or legal process.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as your account is active or as needed to provide the Service. You may request deletion of your account and associated data at any time.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate information
  • Request deletion of your information
  • Withdraw consent for data processing
  • Data portability

8. Children's Privacy

The Service is not intended for users under the age of 18. We do not knowingly collect personal information from children under 18.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.

10. Contact Us

If you have questions about this Privacy Policy, please contact us at spreadthefund@gmail.com.

11. Delete My Data

You have the right to request deletion of all your personal data from Spread the Funds at any time. For security, we will send a verification code to your email to confirm your identity before deleting any data.